Walmart Insurance Requirements

For Sellers

General liability insurance is the most basic insurance coverage to help safeguard a business. It protects businesses from claims during your normal business operations, such as bodily injury, property damage, and others. Walmart Marketplace requires U.S. and international-based sellers to submit a Certificate of Insurance (COI) with general liability and product liability insurance if the seller exceeds $100,000 in GMV in any 12-month period or if the seller is notified by Walmart directly. Walmart encourages Marketplace sellers to maintain insurance to protect their business, even if they do not qualify based on the requirements above.

The Certificate of Insurance (COI) must include:

The seller’s name. Please note the seller’s name on the insurance certificate must match the name listed on your Walmart Marketplace Partner ID.

General and product liability limits of $1,000,000 per occurrence / $2,000,000 aggregate.

“Walmart Inc.”, its subsidiaries and its affiliates listed as additional insured.

For all Suppliers providing goods for resale in the United States on any platform of Walmart Inc., Supplier shall have and maintain in full force and effect, the following insurance in the amounts and with the conditions set forth as follows:

For Suppliers

Commercial General Liability insurance, including personal and advertising injury, products/completed operations, medical payments, bodily injury, and property damage, with minimum limits of $1,000,000 per occurrence / $2,000,000 aggregate.

Product Liability insurance with limits sufficient to meet the requirements as set forth in the Matrix of Product Liability Limits below. This insurance may be obtained as standalone coverage or as part of the Commercial General Liability. This insurance must provide coverage for claims occurring worldwide.

Workers Compensation/Employer’s Liability insurance for any Supplier whose employees will be entering Company’s premises, with statutory limits, or $1,000,000 if no statutory requirement, and $1,000,000 in employer’s liability coverage.

Automobile Liability Insurance for any Supplier whose employees or agents will be driving on Company’s premises or making deliveries to Company’s premises, with minimum limits of $1,000,000 per occurrence.

Umbrella/Excess Liability Insurance is acceptable to meet the above defined requirements. Supplier shall cause each insurance company to provide the insurance on an umbrella basis in excess over and no less broad than the liability coverage required herein (including as to Company’s additional insured status), with the same inception and expiration dates as Commercial General Liability insurance, and with coverage that “drops down” for exhausted underlying aggregate limits of liability coverage.

All insurance required herein shall:

(1) contain a waiver of subrogation in favor of Walmart, where permitted by law

(2) provide that such insurance is primary, non-contributory, and not excess coverage.

Additionally, Commercial General Liability, Product Liability, Automobile Liability and

Umbrella/Excess Liability shall:

(1)contain coverage for Contractual Liability

(2)provide that defense costs will not apply against coverage limits

(3)name Walmart Inc., its Subsidiaries & Its Affiliates as additional insured (or equivalent).